This website is intended to be a free and frank discussion of your rights in bankruptcy and to help you understand some of your options. This page cannot be a substitute for a competent bankruptcy lawyer or credit counselor, but hopefully it will give you helpful information to help you decide what is best for you.

Bankruptcy is not the right path for everyone with debt problems, but it is an option which should be considered. You owe it to yourself and your family to be well informed.

If you would like to speak to a lawyer about bankruptcy please call us, or fill in the information requested in our contact form and we will contact you.

Does filing for bankruptcy
make sense for you?

The decision to file bankruptcy is sometimes relatively easy and sometimes very difficult, but it is almost always frightening and upsetting. In making a good decision, you need good information. The more information you have, the more likely you are to make a good decision.

You need to know:

• What are my debts?
• What is my income and what are my expenses?
• Is there anything I can do to reduce my expenses and/or increase my income?
  
• What are the pros and cons of filing bankruptcy in my case?
  
• What will happen to the debts that I owe?
  
• What will happen to the property I own?
  
• Can I survive after bankruptcy without ready access to credit?
• Is there an alternative to bankruptcy?